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Concerned about the economy, but wanting to take advantage of attractive home prices and extremely low interest rates? Fine Line Homes is pleased to announce an exclusive Mortgage Payment Protection Plan designed to protect you in the event of an involuntary loss of employment. The Mortgage Payment Protection plan will make payments to you as follows.

• Coverage Period: 24-month term after final mortgage in place
• Payment amounts: Your mortgage payment up to $2,000 (including escrows)
• Number of payments: Up to 6 payments if the unemployment event occurs during 24-month term.

Summary Definitions:

“Involuntary Unemployment” means unemployment due to economic reasons, including but not limited to, lockouts, individual and mass layoffs, or loss of income due to business failure or bankruptcy. Involuntary Unemployment does not mean termination for cause leave of absence, retirement or any reason for ceasing employment that is voluntary.

In the event of a joint Mortgage, if one of the account holders becomes Involuntarily Unemployed, a proportionate share of the involuntary loss of employment income benefit would be payable (proportionate based on income before job loss)

“Gainfully Employed” means employed for wages, salary, or other monetary reward reported on a W-2. Gainfully Employed does not include self-employment income (1099 income), barter-for-trade compensations such as room and board, or any other non-monetary payment. It also does not include working for a relative or owning 10% or more of the company.