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FLH SPECIAL FINANCING PROGRAM
We understand that financing one of the most significant investments of your lifetime can be intimidating. That's why we have worked hard with lending partners to develop a special program that will offer financing with significant savings and benefits over traditional loans. These lenders have demonstrated to us that they care for our customers and are committed to providing quality service and products that will contribute to a stress-free buying experience. This program, combined with our price protection guarantee after you start construction, lets you know how much your new home will cost - no surprises.
OUR PROGRAM LENDERS
Fine Line Homes has parnered with several lenders to offer financing options for your new home, subject to credit review and approval. Select your state below to view the available lenders in your area.
OUR PROGRAM
Fine Line Homes has partnered with trusted lenders to create a special financing program that offers financing options with significant savings and benefits over traditional loans. This program, combined with our price protection guarantee after you start construction, let's you know how much your new home will cost - no surprises.
No Interest During Construction*
Fine Line Homes takes on the construction cost of your new home, so that you don't need to make payments on the interest EVER during the construction period, providing substantial savings and easing cashflow concerns.
One-time Upfront Appraisal
Your home will be appraised prior to the start of construction ensuring that the value of your new home supports the loan value. Without a second appraisal, there are no surprises that would require additional financial arrangements after your build.
Interest Rate Locked
The loans offered under our special financing program lock your maximum interest rate at time of approval with the option, on certain loan products, for the interest rate to float down if the interest rate environment improves prior to loan modification.
Close On Loan Upfront
The loans offered under our special financing program close prior to the start of construction giving you the benefits of no additional appraisal concerns at the end of construction, known interest rates and no responsibility for interest payments during construction.
Fine Line Homes' Special Financing vs. Traditional Loans
| FEATURE | FLH PROGRAM | TRADITIONAL CONSTRUCTION LOAN | TRADITIONAL END LOAN |
|---|---|---|---|
| Interest Rate Lock | Upfront at Loan Initiation | Timing Varies | End of Construction |
| Appraisal Timing | Pre-Construction | Pre-Construction | Post-Construction |
| Close on Loan | Beginning of Construction | Beginning of Construction | After Appraisal (Post-Construction) |
| Interest Paid During Construction | Zero | Interest paid on draw amounts | Zero |
*No interest during construction assumes that no permitted advances will be made during the construction period. Fine Line Homes will not request payment requiring a loan advance until the completion of construction. Construction loan financing will be subject to credit review and approval and standard documentation terms and conditions.
