Home Financing

Home financing is one of the most complicated aspects of buying, building and/or owning a house. There are so many things to consider that it can be overwhelming. We aim to help you navigate your most pressing questions so you can focus on the joy of home ownership. From construction loans and mortgage rates to pricing and hidden costs, we’ll cut through the noise and give you the answers you need from industry experts.

Must Read Articles About Home Financing :

Searching for That Great Rate: How to Find the Best Mortgage Rate

When it comes to mortgages, there is a lot at stake. Especially for first-time homebuyers. Picking the wrong one can cost you thousands of dollars in interest payments, and negatively impact your financial future. In this article, we’re covering the ins-and-outs of finding the best mortgage, so you can rest easy knowing you made the right decision.

Are There Any Hidden Costs with Building?

Think of a new home estimate with a very low price as an iceberg. Like an iceberg, the misleading price is comprised of two parts: the part that’s visible above the surface and the part that’s hidden below the surface. Some home builders minimize the less obvious expenses just to get your business. Hidden costs may not be visible, but they will still impact your plans.

How to Prepare for Property Taxes When Building a New Home

Why New Home Costs Vary When Comparing Square Footage

Recent Home Financing Articles:

2025 Spring Savings Promotion

Spring is in full bloom and so are the savings! 🌸 💰 Fine Line Homes is pleased to offer $10,000 off your must-have upgrades for your new home. From a statement backsplash tile to a stunning chandelier or a cozy electric fireplace, explore our extensive collection of trending, sophisticated and premium selections designed to match your personal style. Make it yours and don't miss out on this exclusive seasonal offer! *Promotional offer limited to new agreements signed March 1s... [Read More]

How To Finance Your New Home

Building a home of your own is an exciting journey, but there are so many questions to be answered. Where do we start? Who should we choose? And most importantly - how are we going to pay for it? A new home will most likely be one of the biggest investments you will make in your lifetime. Before any of the excavation begins, it’s important to consider what you can afford and how you are going to finance the build. Let's discuss how to get started with a lender and the differ... [Read More]

Searching for That Great Rate: How to Find the Best Mortgage Rate

When it comes to mortgages, there is a lot at stake. Especially for first-time homebuyers. Picking the wrong one can cost you thousands of dollars in interest payments, and negatively impact your financial future. From mortgage type to closing costs, there are a lot of factors to consider when searching for the best mortgage rate. In this article, we’re covering the ins-and-outs of finding the best mortgage, so you can rest easy knowing you made the right decision. Tips on How to Find the... [Read More]

Are there any hidden costs with building?

Building prices are like an iceberg. An honest builder reveals what’s below the surface. Building your dream home is exciting. According to the U.S. Census Bureau and U.S. Department of Housing and Urban Development, more than 1,000,000 new houses will be constructed this year. If the thought of building has ever crossed your mind, you’ve also probably wondered: How much will it cost to build a new house? The answer might be more complicated than you initially believe because of everythin... [Read More]

Up-Front Home Price vs. Allowance

WHY YOU SHOULD AVOID BUILDER ALLOWANCE AT ALL COSTS New home builders that use allowance pricing could learn an important business lesson from 11-year-old Charlotte McCourt. Charlotte, a New Jersey Girl Scout, is serious about honesty, especially with customer service. In a letter she wrote, “I would like to tell you about the cookies themselves, for some of the descriptions, I’m afraid, use false advertising . . . I love being honest with my clients.” Charlotte rated each cookie on a sca... [Read More]

How to Prepare for Property Taxes When Building a New Home

Purchasing an available, pre-owned home from a real estate listing is much different from building a custom house that includes your most desired amenities, especially when it comes to preparing for your property taxes. Without an exact amount based on historical figures, how will you know how much to save up or roll into your mortgage? This topic baffles many families who are contemplating the ongoing costs of home ownership as they relate to a newly built residence. As perplexing as it m... [Read More]

Why New Home Cost Varies When Comparing Square Footage

You’re thrilled to be building a home. Finally you’ll be able to live in your dream house, complete with all the comforts and features you want. You’ve done your basic research, and are starting to get bids. That’s when you run into an unexpected, seemingly-unexplainable puzzle: The cost-per-square-foot conundrum. Why is this a mysterious issue? In a nutshell, it’s the reality that comparing the price of building two new homes by square footage doesn’t seem to make sense. On one hand, an 1... [Read More]

Up-Front Pricing – What You Should Know About New Home Pricing

When purchasing a new computer, you want to confirm some details first. Do I want a desktop or laptop? Is the monitor included in the price and what size is it? What about speakers? I found it very helpful to get a quote not only on the cost of the computer but the options as well so I had confidence in knowing the total cost before buying. Online Home Price Requests When requesting a price on a home from the website, you will receive the base price of the home. Additional cost woul... [Read More]

What You Should Know Before Pricing a New Home

When purchasing a new computer, you want to confirm some details first. Do I want a desktop or laptop? Is the monitor included in the price and what size is it? What about speakers? I found it very helpful to get a quote not only on the cost of the computer but the options as well so I had confidence in knowing the total cost before buying. When requesting a price on a home from the website, you will receive the base price of the home. Additional costs would include options you want to ... [Read More]

Advice on Financing Your First Home

Buying your first house is very exciting. But financing your home purchase can be a daunting experience. In both cases, do your research and shop carefully to ensure you find exactly what you want and need. Deciding how much to spend on your home and which type of mortgage will work best for you — as well as understanding the settlement process — can be confusing. However, there are many sources that can help you get prepared well before you step foot into a sales office, model home o... [Read More]