Home Financing

Home financing is one of the most complicated aspects of buying, building and/or owning a house. There are so many things to consider that it can be overwhelming. We aim to help you navigate your most pressing questions so you can focus on the joy of home ownership. From construction loans and mortgage rates to pricing and hidden costs, we’ll cut through the noise and give you the answers you need from industry experts.

Recent Home Financing Articles:

 
Finding the Best Mortgage Rate for Your New Home

Searching for That Great Rate: How to Find the Best Mortgage Rate

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When it comes to mortgages, there is a lot at stake. Especially for first-time homebuyers. Picking the wrong one can cost you thousands of dollars in interest payments, and negatively impact your financial future.

From mortgage type to closing costs, there are a lot of factors to consider when searching for the best mortgage rate. In this article, we’re... [Read More]

Finding the Best Mortgage Rate for Your New Home

 
hidden costs with building

Are there any hidden costs with building?

Building prices are like an iceberg. An honest builder reveals what’s below the surface. Building your dream home is exciting. According to the U.S. Census Bureau and U.S. Department of Housing and Urban Development, more than 1,000,000 new houses will be constructed this year. Still, if the thought of building has ever crossed your mind, you’ve also probably wondered: How much will it co... [Read More]
hidden costs with building

 

Up-Front Home Prices vs. Allowances

WHY YOU SHOULD AVOID BUILDER ALLOWANCES AT ALL COSTS

New home builders that use allowance pricing could learn an important business lesson from 11-year-old Charlotte McCourt. Charlotte, a New Jersey Girl Scout, is serious about honesty, especially with customer service. In a letter she wrote, “I would like to tell you about the cookies themselves, for some of the descriptions, I’m afraid, use false advertising . . . I love being honest with my clients.” Cha... [Read More]

 

 
Square Foorage

Why New Home Costs Vary When Comparing Square Footage

You’re thrilled to be building a home. Finally you’ll be able to live in your dream house, complete with all the comforts and features you want. You’ve done your basic research, and are starting to get bids. That’s when you run into an unexpected, seemingly-unexplainable puzzle: The cost-per-square-foot conundrum. Why is this a mysterious issue? In a nutshell, it’s the reality that comparing the price of building two new homes by square footage doesn’t seem to make sense. On one hand, an 1... [Read More]
Square Foorage

 
Price Request for a New Home Online

Up-Front Pricing – What You Should Know Before Pricing New Homes

When purchasing a new computer, you want to confirm some details first. Do I want a desktop or laptop? Is the monitor included in the price and what size is it? What about speakers? I found it very helpful to get a quote not only on the cost of the computer but the options as well so I had confidence in knowing the total cost before buying.

Online Home Price Requests

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Price Request for a New Home Online

 

What You Should Know Before Pricing a New Home

couple with clip board and coffeeWhen purchasing a new computer, you want to confirm some details first. Do I want a desktop or laptop? Is the monitor included in the price and what siz... [Read More]

 

Advice on Financing Your First Home

Buying your first house is very exciting. But financing your home purchase can be a daunting experience. In both cases, do your research and shop carefully to ensure you find exactly what you want and need. [Read More]

 
Closing on your new home

Closing On Your Home

Settlement (or closing) is the process that passes ownership of a property from seller to purchaser. Going to settlement on a new home can be bewildering. Home buyers are usually required to sign a seemingly endless pile of documents, most of which are written in terminology not used outside of the housing industry and that can be complicated to understand. Be an informed home buyer during every step of the settlement process:
Closing on your new home

 

Tax Tips for Home Owners

Close up view of the income tax returnAs the April 15th deadline to file 2015 taxes quickly approaches. Here are a few tax tip blog articles we shared, in previous years, to help you maximize deductions and... [Read More]